Investment Platforms In Nigeria To Make Extra Money (2024 Updated)

Investment Platforms in Nigeria image

Investment platforms in Nigeria 2023 updated have become increasingly popular in recent years as more people look for ways to grow their wealth and secure their financial future.

These platforms allow individuals to invest their money in a variety of financial instruments, including stocks, bonds, mutual funds, exchange-traded funds (ETFs), and Agric produce as well…

One of the main advantages of using an investment platform is the convenience it offers. With just a few clicks, investors can easily access a wide range of investment options and make informed decisions about where to put their money.

Additionally, many investment platforms offer tools and resources to help investors make informed decisions, such as market analysis and portfolio management tools.

Another benefit of investment platforms is the potential for higher returns. By investing in a diverse range of assets, investors can spread their risk and potentially earn higher returns over time.

It is important to do so in Nigeria, where the economy is subject to fluctuations and uncertainties.

Despite the many benefits of investment platforms, it is important for investors to do their due diligence before committing their money.

This includes thoroughly researching the platform, understanding the risks involved, and carefully considering the potential returns.

With careful planning and a long-term approach, investment platforms can be a powerful tool for building wealth in Nigeria.

Going through this article and the investor’s research, anyone will be able to make an informed decision. You are welcome to post on the best investment platforms in Nigeria.

What is Investment?

Investment is putting away some money solely to make a profit. This kind of Money can be put to use on stocks, bonds, real estate, mutual funds, gold, and digital currencies known as cryptocurrencies, etc.

Furthermore, It is a long-term saving that you might not be able to withdraw at any time except some stipulated time, and that’s what makes it an investment.

The best time to plant a tree was 20 years ago. Another best time is NOW.
Chinese proverb.

If you have not been Investing, then this is absolutely the best time to start and stop the procrastination. In this article, I will let you know about different online investment platforms in Nigeria to invest wisely.

Advantages of Investing

  • Investment helps to make extra bulk which we won’t make if we make our money idle in our houses.
  • Your Money is kept safe with little or no risk.
  • Investing can be made with the little amount we are having. Though the higher the investment, the higher the profit.
  • It can be done from the comfort of our homes with no queue or paper works
  • Your plans would be met with ease.

Disadvantages of Investment

  • Interest/profit can be compounded monthly or yearly.
  • Sometimes you don’t have access to your fund immediately you need it. You have to wait for the agreed time, or else, you will lose a reasonable amount for requesting before the due time. 
  • Easy access to money can always lead to spending it anyhow.
  • You may be required to carry a minimum amount.

Poor people see a dollar as a dollar to trade for something they want right now. Rich people see every dollar as a ‘seed’ that can be planted to earn a hundred more dollars, then replanted to earn a thousand more dollars.
T. Harv Eker, Secrets of the Millionaire Mind 

Best Investment Platforms in Nigeria

Below is the list of the Best Investment Platforms in Nigeria to make meaningful decisions.

1. Afrinvest

best online investment platform in Nigeria

Afrinvest is a leading independent investment banking firm that focuses on West Africa and is active in four principal areas which are; Investment Banking, Securities Trading, Asset Management, and Investment Research.

This company is both a leading provider of research content on the Nigerian market and a leading adviser to blue-chip companies across West Africa.

They provide financial advisory services as well as innovative capital-raising solutions to High Net-worth Individuals (“HNIs”), corporations, and governments.

Also, they are regulated by the Securities and Exchange Commission (SEC).

Afrinvest Asset Management Limited (“AAML”) is licensed by the Nigerian SEC as a portfolio manager. AAML delivers world-class asset management services to a range of mass affluent and HNI clients.

There are lots of investment one can engage such as

Afrinvest Dollar Fund

The Afrinvest Dollar Fund is an open-ended mutual fund that will be invested in Dollar-denominated Securities registered in Nigeria. Before you can partake in this investment, you have to convert your money to USD cause you’re investing in USD.

However, returns come in 6 monthly intervals and you can earn within 6 – 7.5% per annum.

The fund manager will help you manage your fund in other to make a profit.

Treasury Bills

Treasury Bills are short-term debt instruments issued by the Federal Government of any country through its Central Bank to raise short-term funds from the general public to finance government budget deficit. They use a discount rate to give a return on investment.

What makes this interesting is the fact that you can get your agreed interest rate from the first day you invested. You can cash out your interest first and then wait for 3 months to cash out the initial capital.

Federal Government of Nigeria Savings Bond

The Federal Government of Nigeria (FGN) Savings Bond is a bond being issued by the Debt Management Office on behalf of the FGN.

The bond issuance is part of the Federal Government’s program to encourage small savers and it helps them earn more interest when compared to their savings accounts with banks.

The minimum you can save is as little as 5,000 naira, and the interest would be paid at the end of 3 months. Do not get it twisted there is still a lot of investment opportunity aside from those listed above.

Afrivest Interest rate; 4 – 9+%

Log in HERE to know more.

2. Bamboo

best online investment platform

Bamboo is one of the Online Investment Platforms in Nigeria that helps you buy and sell hundreds of Nigerian and U.S. stocks for as little as $20.

Actually, Bamboo saw how tedious and expensive it was to buy and sell stocks listed on the Nigerian & U.S. stock markets, so they made it simple to sign up, fund, trade, and track investments.

Another fascinating thing is that Bamboo is a member of the Stock Exchange Commission of Nigeria (SEC), and of the United States. Shares Investor Protection Company (SIPC), and the shares can be covered by the SIPC for up to $ 500,000.

You have to know that this platform doesn’t guarantee you profits because they don’t collect your fund for investment.

Apparently, you will have to make the investment decisions yourself. Trading will be done personally in other to earn.

3. Carbon

best online investment platform

Carbon is another platform that helps in savings and Investing. No doubt this platform has other essential features like “getting a loan”. “paying for bills” and so on. But because of our topic, we will be focusing on the Investment aspect of the platform.

With the help of “payvest”, you can save in the form of Investment and earn up to 16% per annum. In addition, you can invest any amount you can afford, even as little as 100 NGN.

More so you have to know that the Investment and Interest rate can only be paid on maturity.

Click HERE to get started and to know more about them

4. Cowrywise

best online investment platform

Here is another awesome Investment App in Nigeria I cannot but talk about. Cowrywise has been existing for some time now and they are a big competitor in the industry.

In Cowrywise, you also have the chance to save and Invest. is a property of CowryWise Financial Technology Limited, a company duly registered with CAC. Both and CowryWise Financial Technology Limited are legal entities in Nigeria.

Their investment professionals invest savers’ funds in financial instruments and manage the investments to ensure the best return.

However, to ensure the security of the saver’s funds, assets are held by Meristem Trustees, a company registered with the Security and Exchange Commission (SEC) on behalf of savers.

These assets are marked to market periodically to ensure savers are protected.

With the help of this platform, you can Invest in the largest collection of mutual funds. They have a series of companies one can invest in with different risk control and different interest to be paid. 

Also, you can Invest any amount. Get guided on funds that work for you. Track your investment performance in real time. No long forms.

The different Investment features they have included 

  • Lotus Halal Fixed Income Fund can give up to 10.36% interest per annum with medium risk.
  • Lotus Halal Investment Fund can give up to 19.26% interest per annum with medium risk.
  • ARM Fixed Income Fund which can give up to 8.66% interest, with medium risk also.
  • ARM Discovery Balanced Fund offers up to 10.10% interest per annum with very low risk.
  • Stanbic IBTC Enhanced Short Term Fixed Income Fund, they are offering up to 8.02% per annum with medium risk.

And a host of others that can be known from the platform. 

Click HERE to get started and to know more about them.

5. FarmCrowdy

online investment platforms that pays daily

Another platform we will be talking about on Investment Apps in Nigeria is FarmCrowdy.  I so love the concept of this platform that I can’t let go of ever since I knew them. That is the fact that the platform targeted the Agricultural sector. 

Furthermore, FarmCrowdy is the first Nigeria digital agricultural platform that makes agriculture one and its only aspect. This is one of the agricultural investment platforms in Nigeria to earn extra bulk.

The different types of Investment opportunities on FarmCrowdy are; 

  • Beef processing and Trading which attract a rate of 12% in 5 months.
  • Fresh Produce Trading which attracts 14% in 6 months.
  • A Tale of 3 spices which attract 44% in 2 years.
  • Poultry attracts 10% in 6 months.

The list goes on and on.

Sincerely, I love to invest here because it has fund security and handsome returns. The rewards are something else believe me… 

Farmcrowdy Interest rate is 10% – 44+%


online investment platforms that pays daily

FBNEdge brought to you by FBNQuest Asset Management, simplifies investing by allowing users to open mutual fund accounts, manage investments, and track their progress on the go.

It is a handy app that gives clients an investment advantage as it helps them take control and stay up to date to achieve their financial goals as soon as possible.

In addition, a full-service investment management company dedicated to providing a wide range of investment solutions to clients, Crown corporations, corporations, institutional investors, wealthy individuals, and small investors.

These products include mutual funds, liquidity management, and an independent portfolio.

Its investment approach is designed to offer superior risk-adjusted returns to clients.

Over time, an increasing number of clients rely on our extensive experience in the financial markets, as well as the in-depth knowledge and information we provide to help them achieve their financial goals.

Available products

As  I have said earlier that they practice strictly mutual fund products and which are always available on the App for now. These are the 

I. FBN Money Market Fund

This is the ideal choice for a regular saver whose financial goals are short to medium-term. FBN Money Market Fund invests in short-term and high-quality money markets securities portfolios such as Treasury Bills, Commercial Papers, Banker’s Acceptances, and Deposit Certificates issued by Nigerian-rated banks.

In this program, the overall starting investment is N5,000.

II. FBN Fixed Income Fund

If you have medium to long-term investment goals, this plan is for you. FBN Fixed Income Fund provides access to a diversified portfolio of long-tenured debt securities issued by the Federal Government of Nigeria, state government, and institutional corporations. Also, for this investment, the minimum starting rate is N50,000

III. FBN Heritage Fund

This is suitable for investors that want to earn greater rewards over a long-term period.

7. Ga’atevest

online investment platforms that pays daily

The Nigeria Farmers’ Group & Cooperative Society (NFGCS) is a plug-and-play agricultural investment platform enabling you to invest securely with attractive returns in various opportunities within the agribusiness sector.

NFGCS has set up a farm settlement village in the Ga’ate community of Kokona LGA, Nasarawa State where they carry out successful crop production activities, animal husbandry, and processing, under the brand name Ga’ate Gold.

Investing with NFGCS is an opportunity to play a key role in Nigeria’s farming initiative to feed and grow together, by engaging citizens to develop the agro sector.

Thus, Ga’atevest is a cooperative crowdfunding platform that offers Nigerians worldwide the opportunity to invest in agriculture while attractively earning returns.

I. You can invest in any of the different agricultural investment opportunities on the app and earn timely attractive returns on these investments.

II. You can invest a certain amount monthly towards a particular goal. There are various Monthly Minivest Plans that you can subscribe to. You can stop this Minivest Plan at a time that suits you.

Ga’atevest’s interest rate is between 10% – 50+% interest per annum.

8. I-Invest

how do you generate income through online investment platform

This is another wonderful platform to discuss Investment Apps in Nigeria. I-Invest comes in the form of a mobile application that allows current and yet-to-be investors to save and invest directly from the app without the help of a broker.

Furthermore, the platform aids investors to save money and earn reasonable interest rates. Besides, it helps investors to fund infrastructure projects in Nigeria in other to make a profit.

The application can be gotten free of charge from the play store. Download the app and start to save, buy, and sell treasury bills and euro bonds.

The Investment you can participate in are;

i. Treasury Bills

You can buy the CBN Treasury Bills from this platform and which is a short-term investment that you can cash out even after 30 days. The interest rate for Treasury Bills falls within 3% – 4.5%.

ii. Eurobonds

The Eurobonds investment is one that you can have access to on the maturity period only, and which can be twice a year. The interest rate falls between 6.38% – 7.63% per year.

iii. Equities

There are lots of companies on the platform where you can trade equities that give a reasonable interest rate within the time frame.

You can register and log in to their app to know more

Download link for Android

Download link for iOS

Use referral code – BOWK75475

9. Investment One

how do you generate income through online investment platform

Investment One is one of the fastest-growing Financial Services firms in Nigeria. The company is a subsidiary of Guarantee Trust Bank (GTB). 

This company is one of the leading companies in financial services such as savings, Investment Banking, and Private Banking. Also, the company is licensed by the Securities and Exchange Commission (SEC). 

Founded in 2007 following the Central Bank of Nigeria’s initiated reforms in the banking industry, Investment One (then GTB Asset Management Limited) has offered and continues to offer innovative investment options coupled with value-added services in Nigeria’s financial services space.

Also, they pride themselves in providing first-class services in the industry. Their strong expertise in understanding client’s needs and mapping them against a wide range of superior products gives a comprehensive edge in the market share.

However, they claim their mission is to generate consistent and sustainable returns for investors, with higher regard for quality, honesty, integrity, and customer satisfaction.

Furthermore, Investment One offers quality and distinctive business in financial services such as Asset Management, Stockbroking, Trust and Pension Fund Management Services, and Others, with interest rates from savings and investments.

In conclusion Investment One is your one-stop place for comprehensive investment services.

Investment One Interest rate varies.

Investment Platforms in Nigeria Continued

10. Payday Investor

how do you generate income through online investment platform

PayDay Investor is a registered trademark of ARM Investment Managers. It is one of those secure places to put your money for plans. 

The different types of investment under this platform are;

I. Goal-Based Investment

If you have a particular goal you need to meet in the future, with this feature, you can plan the way you would save your money to meet that goal. Saving can be done weekly, and monthly. Saving this money will be seen as an investment because you earn some extra bulk while saving.

II. One-Time Investment

This feature allows you to invest a one-time reasonable amount to earn some interest. III. Group GoalYou can also join other Payday Investors to carry out a particular project. The project which in turn has made a profit will reward the investors with interest.

The Payday Investor interest rate as of Sunday, May 17, 2020, is 5.4969% per annum.

11. Piggyvest

Best Investment Platforms in Nigeria

Another platform I will be talking about on the Best Investment Platforms in Nigeria is Piggyvest. This particular platform has earned my trust over the past few years.

In this platform, you can Invest securely and confidently on the go. Up to 25% returns, 6-12 month duration. Furthermore, with minimum investments starting as low as N5,000, investment is no longer out of reach. Everyone is welcome.

However, they offer different investments that are properly due diligence and highly secured opportunities.

In addition, you can Invest in various industries such as fixed-income instruments, agriculture, transportation, etc.

The different Investment types they offer are;

  1. Corporate Debt Note 1
  2. Sundry Foods Limited Series 1 Commercial Paper Issue.
  3. TrustBanc Commercial Paper Series 11
  4. Verified Real Estate Investment in Freedom Way, Lekki
  5. Coleman Series VI Commercial Paper Issue
  6. Rank Capital Credit Financing

What makes this interesting is the fact that you can invest for as low as N5000

Other things you need to know

  • Piggyvest users save up to 1 billion Naira monthly with over 4 million customers
  • Piggyvest used bank-level security measures to keep every data safe

Click HERE to get started and to know more about them.

12. reQuid

Best Investment Platforms in Nigeria

reQuid is an investment where you can take part in different profiled investment opportunities. This wonderful platform is also focusing on the sweetest investment opportunity which is the Agricultural aspect.

One of the reasons I love agric-based investment is the fact that it takes less than a year to cash out. This platform is one of those that can be known as “Online Farming in Nigeria”.

The different features to earn include

I. Rice Farm

Investing in a Rice farm under this platform can earn you as high as 28% interest in just 7 months. There is also another type of Rice farm you can earn up to 11+% in 5 months.

II. Poultry Farm

On this feature, you have the opportunity to invest in a Poultry farm and earn up to 34% interest in 10 months.

III. Cashew nut

Earn a whopping 30% interest within the period of 7 months

IV. Cowpea

You can also earn up to 30% interest in a short time of 7 months.

V. Pig Farm

Earn as much as 35% interest in 11 months. 

There is still numerous Farm you can invest in on this platform.

reQuid interest rate is 20% – 40+%.

You can log in to their website to know all.

13. Risevest

Investment Platforms in Nigeria for moshinfohub

This article on the Best Online Investment Platform in Nigeria featured risevest. It is a technology-driven finance company that connects everyday Africans with the world’s best dollar-denominated investment opportunities.

However, Rise combines the precision of complex algorithms and the experience of finance experts to help you invest your money through a simple app in high-performance, long-term opportunities.

With the slightest effort from the investors part, they offer a foreign investment experience, stable global assets, and the best long-term returns possible in Naira. 

Available investment opportunities carried out by Risevest are;

I. US Real Estate

Investing in a portfolio of rented buildings across the US, earning dollar returns through rent and appreciation of the capital. You can earn between 13% – 15% interest per annum.

II. US stocks index

Invest in a portfolio of 30 high-growth US stocks, owning stakes in famous Google, Alibaba, and Facebook firms. You can also earn up to 12% – 14% interest annually.

III. Eurobonds

Invest in steady returns on reliable fixed-income securities. There’s no need to worry about inflation or devaluation affecting your income stream. You can as well earn up to 10% – 12% interest per year.

Risevest interest rate is from 10% – 14+%

14. Stanbic IBTC

Investment Platforms in Nigeria

Another Institution to talk about in the article Investment Platforms in Nigeria is the Stanbic IBTC.

It is one of the foremost financial institutions in Nigeria that offers current, savings, and domiciliary accounts; personal loans, vehicle and asset finance; MasterCard debit cards, Visa credit cards; home loans; and small and medium-scale enterprise (SME) loans.

You can open an account with them even online and continue your journey with them.

Furthermore, for the Investment aspect, there are several opportunities offered by Stanbic IBTC in which one can engage others to get a reward.

The different types of opportunities you can get include; Wealth Management, Pension, real estate, and Mutual Funds.

These Investment rakes in different interest rates.

Join them HERE to know more.

15. Thrive Agric

online investment platforms

Another platform that featured on the Top Investment Apps in Nigeria is Thrive Agric. It is an agricultural technology company that helps in solving one of the biggest challenges on how to sustainably match food production against a rising population.

It can also be seen as one of the online Farms in Nigeria.

One of the reasons I fall for Thrive Agric is that they focused mainly on Agriculture. Agriculture is one of the best places to invest and earn high returns. 

The different Investment you can begin with on Thrive Agric are;

I. Poultry farming

You can start Investing under this section with 10,000 NGN and earn up to 12% returns in just 6 months.

II. Rice farming

Under this section, you can start with 56,500 NGN and earn a whopping 20% within 9 months.

There are other several Investment Opportunities you can be part of on this particular platform.

The interest rate for Thrive Agric is  12% – 20+%

16. Trove

online investment platforms

Here is another platform to talk about in Online Investment Platforms in Nigeria called Trove. Just like Bamboo, it is an investment app that helps you invest as little as N1,000 in the US, Chinese and Nigerian stocks, government bonds, and more.

You can also make a habit of investing with the app’s timed investment feature.

Besides that, easy-to-use tools from the app allow you to keep track of all your investments. In addition, investment tips and educational information are helpful to boost your confidence as an investment.

Importantly, Trove uses security measures at the bank level to protect your personal information, so you can put your information in and go to sleep.


online investment platforms

One thing I love most about is the fact that they want wealth for everyone.  They practically want people to know how their money can work for them.

Thanks to technology that makes everything possible as you can be part of this wealth-creating nation by just using your smartphone. Making more money with your smartphone. I guess that was cool.

There are a series of investment opportunities one can engage themselves in to earn extra Mullar. Talking about Stocks, Fixed Income, Agriculture, and Real Estate.

The different types of investments offered by are;

I. Stocks

Invest your money in stocks from this platform, such stocks include; MTN NIGERIA PLC, GUARANTY TRUST BANK PLC, and so on.   

II. Fixed Income

You can also invest in fixed-income features on the platform. It includes Wealth Cash, Bonds, Treasury Bills, etc. The interest rate is between 2% – 8.15%.

III. Agriculture

You can also invest in Agricultural products such as Maize, Sorghum, Soybeans, and others. The interest rate is between 15% – 18% interest rate is between 2% – 18+%…

18. Ziing

Investment Apps in Nigeria

Here is another Best Online Investment Platform in Nigeria. Here, you have the opportunity to Save in form of Investment in other to earn extra money. You can make good of your money by Investing in Mutual funds and stocks.

The different features available on Ziing are:

I. Earn interest on an active savings account

Gain interest through an active savings account. No concerns. Apply interest rates of 6% per annum and deposits from your different bank accounts can be automated.

II. Set, maintain, and track your goals

Set goals, maintain, and track. Save to your goals automatically. The rate of interest is 10% per year. Lock goals to build discipline. Goals will be automatically sent to you upon maturity.

III. Set specific amounts of money aside in form of fixed income.

Put different sums of money aside at predefined interest rates for a period of time. Key plus interest due upon maturity. Larger amounts offer the best rates for longer timescales.

Ziing interest rate is 6% – 10+%.

Conclusion on Investment Platforms in Nigeria

Here you have seen the list of Best Investment Platforms in Nigeria. You need to take your time to go through them, in other to make a beautiful investment decision.

Making good returns means you must go for investments that have a high return within a short period. Agricultural Investment is better in this situation. You also need to look out for fund security.

As you have seen above, every business has different investment opportunities you can dig into. There is no doubt there is fund security in most of them.

Investments are better for all and sundry. Some of them come in the form of Apps.

There are many different types of investment platforms available in Nigeria, including stock brokerage firms, mutual fund companies, and crowdfunding platforms.

One of the major advantages of using investment platforms in Nigeria is the convenience they offer. With just a few clicks, investors can buy and sell stocks, bonds, and other securities from the comfort of their own homes.

In addition, many investment platforms offer educational resources and tools to help investors make informed decisions.

However, it’s important for investors to do their due diligence before choosing an investment platform. Some platforms may charge high fees or have hidden costs, which can eat into an investor’s returns.

It’s also important to consider the reputation and track record of the platform, as well as any regulatory oversight it may be subject to.

Overall, investment platforms can be a useful tools for those looking to grow their wealth, but it’s important to carefully consider the pros and cons before committing to any particular platform.

By taking the time to research and compare different options, investors can find a platform that meets their needs and helps them achieve their financial goals.

  1. What are investment platforms, and how do they work in Nigeria?
    • Investment platforms are online portals or apps that allow individuals to invest in various financial instruments like stocks, bonds, mutual funds, and cryptocurrencies. In Nigeria, these platforms provide easy access to investment opportunities, allowing users to buy, sell, and manage their investments digitally.
  2. What types of investment platforms are available in Nigeria?
    • There are several types of investment platforms in Nigeria, including stock trading platforms, mutual fund investment apps, real estate crowdfunding platforms, and cryptocurrency exchanges. Each offers unique investment opportunities.
  3. What are the risks associated with using investment platforms in Nigeria?
    • Risks include market fluctuations affecting investment values, potential loss of capital, platform security concerns, regulatory changes, and risks specific to the type of investment chosen. Users should conduct thorough research before investing.
  4. How can individuals choose the right investment platform in Nigeria?
    • Individuals should consider factors like investment goals, risk tolerance, fees, user interface, customer service, security measures, and available investment options when selecting a platform that aligns with their needs.
  5. Are investment platforms regulated in Nigeria, and what protections do investors have?
    • The Securities and Exchange Commission (SEC) oversees and regulates certain investment platforms in Nigeria. Investors should look for platforms registered with SEC for added assurance. Additionally, some platforms offer investor protection measures and insurance against certain risks.

Thanks for reading. See you some other time.

Other things you

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3 Responses

  1. Alex says:

    Thank you so much for this. Very helpful

  1. 03/04/2023

    […] READ ALSO: Investment Platforms in Nigeria […]

  2. 06/07/2023

    […] we explore the various facets of agricultural investment in Nigeria, we aim to provide you with valuable insights to help you make informed decisions and maximize your […]

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