How to Open a PayPal Account in Nigeria

This post will walk us through the step-by-step guide on How to Create a PayPal Account in Nigeria, and How to Open PayPal Account that Receive Money in Nigeria.

We often need a PayPal account for numerous things to scale up our business, therefore, we need one in other to receive payments internationally.

This makes for the research of another alternative to Nigeria PayPal because we want nothing but a working PayPal account that can send and receive the fund.

Different persons daily have been contacting me on How to Open a PayPal Account in Nigeria aside from the previous ones, hence I came up with this other method.

We have observed that Nigeria’s PayPal is not suitable for business purposes since it primarily caters to online shopping and lacks the essential functionalities expected of an international PayPal.

Today, I will be discussing in detail how to open and own a working PayPal account that can send and receive funds in Nigeria. Not a Nigerian PayPal though. I have been using this particular one for three years now and still blazing.

A reliable PayPal we will be talking about is “Lesotho PayPal”.

Lesotho PayPal has been doing well ever since because it has all the features of an international PayPal that can send and receive funds conveniently and does other things that a foreign PayPal account does.

As Nigerians, we can open a Lesotho PayPal account to sustain our business.

However, before we proceed, we would like to provide a brief explanation of what PayPal is and its purpose, for the benefit others.

What is a PayPal?

According to Investopedia: PayPal is an electronic commerce (e-commerce) company that facilitates payment between parties through online fund transfers.

In other words, PayPal is a company that makes payment of goods and services possible between buyers and sellers.

We can also say it is an online money transfer platform to transact between two persons.

Furthermore, if you want to receive payments internationally, then PayPal is a better option you can use.

Though I can not use it for large money transfers.

If you render any service to someone in another country then the person can pay you through PayPal after which you can convert the PayPal fund to your local currency.

Things you need to Create a Nigeria PayPal Account in Nigeria

What you need before opening a Lesotho working PayPal account are;

• Email Account (preferably a new one for this purpose)
• Name
• Billing Address and Phone Number (A Nigeria number is okay)
• ID Number

Do not worry about the ones you think you don’t have, as I will put you through how you can get them all without stress.

Without wasting much of our time, let’s go into detail on How to Open a PayPal Account in Nigeria.

Steps to Open Nigeria Paypal Account

So let me go straight to the point.

Step 1

kindly visit the Lesotho PayPal website from the link HERE.

Once you open the page, navigate to the upper right side of the page where you will find the account and click on it.

Step 2

From the page you are on, you will see two options, Personal and Business, choose the business because we are opening a business account and that is the account that has the full PayPal feature we need.

After that, click on Continue.

Step 3

Once you have completed that step, the next page will appear, where you need to provide your email as shown in the image below.

It’s best if you open a fresh verified Gmail for this purpose. You can as well use hotmail.

Enter your email account and click on continue…

Please it’s advisable you use a Gmail account or a custom email if you have one, avoid yahoo mail at all cost.

After entering your email, click “next” and the system will take you to the next page to enter your preferred password.

Step 4

On the next page, enter your personal information and your business information.

Don’t worry about the business info but make sure you are using your real name as it is on your document. (National ID, Passport, Driver’s license).

In the business information area, enter your real first and last name in the legal names section.

However, for the business name, you can enter any business name, whether registered or not. In my case, I simply entered any name I desired.

Where asked for a telephone number, click the dropdown option from Lesotho and change it to Nigeria which is 234, and then you enter your Nigeria mobile number there omitting the first zero that starts the number, for instance instead of 08184***, use 8184***.

Furthermore, enter your address as it is on your bank account and the next is to select the currency you want PayPal to use, in this case, select USD, after that, tick I AGREE AND CONTINUE, then click on Agree and Continue.

Step 5

By doing this, you be will redirected to the next page, the “Tell Us About Your Business” page, to provide information about the type of business you have.

Just select individual and then select anything as category and subcategory and proceed you can omit the URL option and leave it blank. After that, click on continue.

Step 6

From this page, you will be asked to provide more information such as:

Date of Birth- Put your real date of birth as it is on your document.

Nationality- Change the nationality to Nigerian

Identity Document- choose anyone you are having including your National ID, Passport, or Driver’s license, next column, enter the ID number.

Next is to write your home address and click on submit. BOOM you are done creating a PayPal account.

But that is not all, remember we want to create an account that can send and receive funds, to do that, we will have to verify our newly opened PayPal account by linking a credit or debit card.

Once we can link the card successfully, there is nothing to worry about again.

How to verify a PayPal account.

Step 7

Click on Pay and Get Paid as shown below, go under Wallet and click on Banks and Cards and you will be taken to another page.

On getting to the new page, click on Link a new card.

Step 8

On getting to this page, input your card information and click on “Link Card”.

When you perform that action, your card will be debited, and you will receive a four-digit code.

The time it takes for the debit to reflect on your account and for you to receive the code may vary depending on your card.

Some individuals may receive the debit immediately, while others may receive it within 24 hours.

In my case, I received the debit in 24 hours, and it was displayed on my statement as shown below.

You will notice the word CODE written as part of the statement, the numbers before the word are the code you need to provide.

Step 9

After you have received the code, you can log in back to your PayPal account and input the code in the required box. It is just 4 figures code.

More Notes on How to Create a PayPal Account in Nigeria

The card you are attempting to use will be charged $1.95, indicating that an empty card cannot be used.

Once the verification process is successfully completed, the $1.95 that was previously charged will be refunded/credited back to your card.

Also, try to keep all the details you use during your registration process as you might need them later in case you have account issues.

When signing in always use this LINK.

If you have an issue with your account, you should call PayPal at this number 1-402-935-2050 using the number you used during the registration of your PayPal account, and they will resolve it as soon as possible.

Note that when calling them always make sure you have your unique one-time passcode, you can get it HERE

You can use this link to link your card to your PayPal HERE

You can link additional emails up to 5 to your PayPal account by using this link CLICK HERE

Conclusion on How to Create a PayPal Account in Nigeria.

Here you have details on How to Open a PayPal account in Nigeria. This format had been working out fine, however, a bit of advice is you don’t leave huge sums in your PayPal account.

PLEASE DO NOT DO IT. It is not a Bank to save, but rather an exchange point.

Furthermore, the format does not request much all you need is to be calm and focused, I am sure you will get it.

If this is a lot for you to go through, never worry as we can help you set up your own verified PayPal account with a token. Kindly contact me through any means you prefer from the available options.

I can also buy your PayPal funds if you have kindly contacted me.

If this post had helped you out in one way or the other please let me know in the comment section below. Anytime you need to ask questions, don’t hesitate to holla at me.

FAQs on PayPal Account in Nigeria

1. Can Nigerians open and use a PayPal account?
   • Yes, Nigerians can open and use a PayPal account for sending and receiving payments, but there have been specific limitations and requirements in the past due to certain restrictions.
     
2. What are the restrictions or limitations for Nigerian PayPal accounts?
   • Previously, Nigerians could only use PayPal for making payments, but receiving funds was restricted. However, recent changes have allowed Nigerians to receive payments through PayPal, though certain limitations might still apply.
     
3. How can Nigerians link their bank accounts or cards to their PayPal accounts?
   • Nigerians can link their bank accounts or cards to their PayPal account by adding a valid debit or credit card or by linking a bank account using the provided bank account details.
     
4. Are there alternatives for receiving payments in Nigeria if PayPal has limitations?
   • Yes, there are alternative payment platforms like Payoneer, Flutterwave, and others that Nigerians can use for receiving international payments, especially if they encounter limitations with PayPal.
     
5. What precautions should Nigerians take while using PayPal to avoid issues or account limitations?
   • It’s essential to ensure that all information provided to PayPal is accurate and matches the user’s identity. Additionally, using the account primarily for its intended purpose, abiding by PayPal’s terms of service, and avoiding suspicious activities can help prevent account limitations.